Vigi bogleheads. Based on this, VIGI may be worth looking into as well.

Vigi bogleheads This article contains details specific to United States (US) investors. Don't do what Bogleheads tell you. VIGI changed its index, which forced it to sell a significant amount of stock. g. henryphseven Posts: 124 ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Of course nobody on Bogleheads is going to be interested in that fund. Jack founded Vanguard and pioneered indexed mutual funds. For example, Wells Fargo Index (now Allspring Index) WFIOX here (2017) and here (2019). Share trading began on February 15, 1808. Topic Author. Sure enough, VIGI (same as VIAAX mutual fund) has a Trailing Twelve Month yield of 2. 2) 13% bonds (roughly half of which is (in my view) a bond-equivalent, work-mandatory retirement vehicle designed to generate 4% returns; the other half is mix of domestic bonds (BND), int'l bonds (BNDX), emerging market bonds (VWOB), and dividend stocks (VIG/VIGI)--another Malkiel suggestion as an alternative to bonds in this long-term, low retiringwhen wrote: ↑ Tue Jan 02, 2024 3:56 pm The only reliable thing on the Vanguard. Why are ETFs “obviously better”? However, when I look at international (e. Also, I am curious about VIGI as a go to International ETF as it screens for high quality VIGI -> IGRO VXUS -> IXUS Nothing seems out of whack, right? I know I'm taking some chance with AEO/GPS and MMM/HON since they are individual companies, but I don't own that much of either so it's not a huge deal if something unforeseen/unfortunate happens with those companies in the interim. _____ As far as trust, I have full trust in Vanguard and Fidelity (I never dealt with Schwab so cannot comment on them). Is this still accurate in 2014? They probably can force you out of mutual funds being in custody with them. Forum Policies; Wiki; Blog; Support this Site; Amazon; FAQ; Board index. Most people here love to denigrate dividends. 25% VIGI --- Vanguard Intl Div Appreciation 0% international small value. VIAAX/VIGI = Vanguard International Dividend Appreciation index ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters; ↳ Non-US Chapters; ↳ Calendar of Events; ↳ Forum Issues and Administration; Board index; All times are UTC; About; Contact us; No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. Any of the three is a good core international holding, and all are eligible for the foreign tax credit, should have very low capital gains, and are thus suitable for taxable accounts. Agree with retiringwhen that it's better placed in tax deferred if possible. AceSD wrote: ↑ Thu Nov 07, 2024 6:30 pm Since VTI (total US stock market) is so heavily tilted to mega cap due to market cap weighting, should this actually be considered a diversified holding? I wonder if perhaps investing in: VB (small cap) VO (mid cap) VOO (large/mega cap) would create better/real diversificationlike 33. VIGI ER is also 1 bps cheaper than VIAAX. It is not intended for United States (US) investors, or for US citizens and US permanent residents (green card holders) living outside the US. Top. nzahir Posts: 226 Joined: Tue Jul 28, 2020 4:44 am. I prefer VIGI long term over VSS as small cap international will be more volatile. 76% yield that are 100% qualified versus VEMAX produced 3. Larry Swedroe and Rick Ferri ) have done this before, so nothing radically new here. The google spreadsheet is here. VIGI is the slightly more interesting one here (and also where the majority of losses are). Living off A three-fund portfolio is based on the fundamental asset classes, stocks and bonds. What are the dates you see? I use VIGI - VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF. Based on this, VIGI may be worth looking into as well. (However, many other funds have changed indexes with no problem; Vanguard Emerging Markets Index didn't distribute a capital gain when it had to sell all its South Korean stock because South Korea was reclassified as developed. It is VTI/VBR (for 50% US Stock) VSS/VWO (for 25% of the international allocation and see what performs best. My marginal tax rates are 32% federal and 8. com. Remember that there are many "cults" in investing (some think the the Bogleheads investment philosophy is a cult) and "dividend stocks" is one of the bigger ones. Post by Triple digit golfer » Sun Mar 14, 2021 9:00 pm. VOO is obvious, the S&P 500 is always a good choice for domestic index investing. Please don't equate Bogleheads with any single company. Decide for yourself what you really think. Can someone please explain what’s going on Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Vig + vigi > vti+vxus Reply reply More posts you may like r/Bogleheads. Then I had a bad feeling and a vague memory of people posting about a I am looking to diversify to international ex-US ETFs. 44 Thanks. Crazy for an ETF. Re: Tax loss harvesting VEA and VEU. stan1 Posts: 15860 ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and In particular I converted (at no cost) VIAAX to VIGI, as VIAAX has 0. S. Do people have alternative suggestions? 410K subscribers in the Bogleheads community. Sure the disclaimer above by Vanguard covers them, but why have different funds with similar names. 06% whereas VWILX has a TTM of 1. However, its underlying constituents are aggressively Thinking about adding it to my retirement portfolio as I like what I’ve read about the fund and also the dividends. This is less pure from a Developed markets value perspective. Seriously, I stopped trusting just about all of their calculations anywhere since you can never reliably tell what Vanguard has plenty of offings that run counter to the Boglehead philosophy, and Schwab an Fidelity have plenty of offerings that support it. His work has since inspired others to get the most out of their long-term investments. Is there an easy way to figure it out without going to their holdings and manually calculating it by finding each company's 2015 distributions? 150k savings in brokerage acct: VIG, VIGI, VYM, VYMI combined retirement accts about 100k in VG target date fund AA must be about 220k stocks, 90 bonds, or about 70-30. 179% & 66% foreign taxes paid on Vanguard funds. r/Bogleheads. Vanguard international stock ETFs contains links to fund pages from Vanguard, Morningstar, ETF. I like the added diversification compared to the typical 3 funds and the consistency with the Boglehead philosophy. If/when they break that, I may have to leave Vanguard. In order to avoid potentially confusing people with the well-established 3 and 4 fund Boglehead portfolios, I thought it might be instructive to put forward an example 5 fund portfolio that ticks all the Bogleheads boxes. 20% expense ratio. I have invested in schy but not sure whether it will perform better than VIGI. 79% ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters Assuming you buy and hold, then the timing of your purchase will not affect the qualified or not qualified status of dividends. VG Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. It is assumed that cash is not counted within the investment portfolio, so it is not included. Morningstar suggests one reason for VIGI's cap gains is that it "changed its target benchmark earlier in the year". Jack I recently started building up Vanguard VIGI Go to Bogleheads r/Bogleheads Yes ex-us is a good long term hold (I prefer vigi but that’s me) The big issue is these fund did not exist back in the 60s/70s/80s and before when ex-us kicked the usa’s butt Theburritolyfe Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Most investor shares have a $1,000 minimum, while admiral shares have a $3,000 minimum for most broad based index funds; a $50,000 minimum for active funds and a $100,000 minimum for tax-managed funds. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Also the mega-cap growth monsters of Europe are Pharma companies, which almost all pay dividends. I believe in all 3 they mention that the Vanguard Total International Stock fund should be held in a tax-sheltered account. Vanguard fund information shows the Investor, Admiral, and ETF share classes of a number of Vanguard funds. Maybe look at VIGI (Vanguard International Dividend Appreciation ETF): ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; motorider wrote: ↑ Sat Oct 15, 2022 2:54 pm Hello everyone, I have about $10K in foreign tax credits that I get to start using next year for the next 10 years. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Seems like a fair question. 3% in each. A second question that I have is that I have the funds currently sitting in my VMFXX account waiting to invest. My question is since VIGI is geared towards dividend growth stocks in both emerging and What is your goal for the money you're investing in VDIGX or VIGI? And can those funds help achieve that goal? A related thought is whether a specific fund will fit your risk Vanguard's VIGI is an excellent investment vehicle for selecting high quality, shareholder friendly, and growing international stocks. 59% yield where only 21. 07%. This module holds the data table that Module:Vanguard funds uses to generate Vanguard mutual fund and ETF web page URLs. 12% of it is qualified. When active fund management makes sense to you? VIGI vs VXUS: Fee is 0. Planning to sell on Monday, 10/3. 37 MB : Operating System: Windows. Listen to what we say, consider other sources, and make your own decisions, since you have to live with the risks & rewards VIGI had 41. Add support for 2FA. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Fixes some bugs and improves the stability. I don't own any of the 3 funds but comparing them on Vanguard site you can see that VDIGX holds a lot less Tech and more Consumer Defensive, Healthcare and Industrial stock. Was wondering your thoughts on my current set up. VIGI Security Manager_setup_1. Despite the name, it actually has much lower dividends than VXUS or VEA, ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) i think if you want exposure from emerging markets in a tax efficient way, maybe you should consider actively managed funds. That may happen again but Vanguard probably won't know until December? I just listed to an episode on “ Bogleheads on investing” episode #51 . (IVLU has a much lower price/book ratio, with price/earnings about the same for both. VTI Posts: 282 ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Go to Bogleheads r/Bogleheads. Reply reply More replies More replies More replies. 25%, CAGR = -16. 2022, within VG, we see that the main International funds of interest to Bogleheads (Total International, Developed, Emerging) were worse by ~15%. The table maps Vanguard mutual fund symbols, Vanguard ETF tickers, and Vanguard fund numbers to a string that identifies two pieces of information: the type of fund (a mutual fund or an ETF); and a URL fragment that can Whether VIGI or VWILX is more tax efficient depends on which fund distributes more in dividends. Additional restrictions are given in IRS Regularions-246. I would say something like SCHD and similar is more a gray area but a true boglehead will likely not agree. Less diversified and more exposed to growth stocks. I wanted to gather some opinions on these two international ex-US ETFs. 17 votes, 49 comments. Yield is generally more than a full percent lower. Investing Advice Inspired by Jack Bogle. If you check the "index" box, every fund on the list contains the word "index" in its name. I could sell the VSS and keep VIGI, but am avoiding incurring more cap gains for now. 58%, Total Stock Market is 1. Re: Critique my AA. In another thread someone suggested looking at VIGI. 2003 - The first US Treasury auction results were issued electronically to news services. It is an arguable point. ) VIGI International Dividend Appreciation ETF ETFs are obviously better. 3% turnover rate in the last year. For non-US investors, acting on fund or ETF suggestions in it may have harmful US tax consequences. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current I've been listening to the "Talking Real Money Podcast" and trying to gain some investing knowledge outside of the Boglehead world. Currently, MFJ, but seeing how taxation takes a toll on single filers after losing a spouse, I'm thinking about writing an IPS about what to do if I passed. also, LVHI = 5 Morningstar stars PE of 8. Most Bogleheads buy the whole market and then tilt a bit. Not sure what else i could eliminate. com, and Nasdaq. 1808 - The Borsa Italiana of Milan, Italy's main stock exchange, was founded on January 16, 1808. On top of splitting up emerging markets and placing them in tax protected account with ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library VIAAX (International Dividend Appreciation Index, same as VIGI) focuses on stocks that have " followed a policy of consistently increasing dividends every year for a specified number of years" VTIAX is just a total market index. On the other hand, Vanguard International Dividend Appreciation ETF (VIGI) does give capital gains: https: ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Good point 8 is definitely enough. Overall I'd expect VIGI to be more tax efficient. While you could open a brokerage account somewhere else and transfer your funds over to that other firm, I'm uncertain if there are any non-brokerage financial firms that can custody Vanguard mutual funds outside a rushrocker wrote: ↑ Thu Jan 12, 2023 5:21 am What does it mean when a fund has a more negative alpha, when analyzed through portfolio visualizer, but a higher return than a similar fund? Does that mean there's some "unexplained" luck going on? For example from Oct 2021 - Nov 2022 using FF5: VIGI: Alpha = -0. 10. Skip to content. Re: VYMI (International Large Cap Value) placement in RA or Taxable Account? ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters You need to read the Wiki's, and a few good books (Bogleheads Investment Guide, Random Walk Down Wallstreet). In fact, VIG seems to have done better than VTI over a three year period too. However, I personally hold SCHD , which has an awesome passive filter (based on several financial metrics, such as price to earnings ratio, price to cash flow, etc. 5. I seem to recall either an interview on the Bogleheads on Investing podcast or similar stating that China is a special case. desconhecido Posts: 114 Joined: Sun May 09, 2021 3:46 am. There is FNDE and VWO specializing in emerging markets. 1 fund. The products are structured as funds-of-funds, charging only weighted averages of the expense ratios associated with the underlying index funds. LifeStrategy funds are cheap by any reasonable standard. A useful razor: anyone asking about speculative strategies on Bogleheads. stan1 Posts: 15862 Joined: Mon Oct 08, 2007 9:35 pm. Looking at the next chart which focuses on Blackrock vs. Entry format. I just calculate whatever I need from there. pgs59 wrote:I'm recently retired and have a mixed bag of ETFs; all over the board. 37%, and Value Index is 2. It is concentrated almost entirely in large cap value (correction: I bought VIGI as a portfolio diversifier awhile back as is recommended to hold international stocks. Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with In my opinion, VIG and VIGI are too blendy, there are better value tilts out there Reply reply [deleted] • VIGI is your best bet. 00% Intl Dividend VIGI 10. Vanguard could also change the index tracked in a non-efficient way, like happened recently with VIGI. Any day that you have a position on "substantially similar or related property" which diminishes your risk of loss, does not count as part of the holding period. The firm is based in Malvern, Pennsylvania and offers a wide range of financial products and services, including mutual funds, ↳ Bogleheads Community and Local Chapters; ↳ US Chapters; ↳ Non-US Chapters; ↳ Calendar of Events; ↳ Forum Issues and Administration; Board index; All times are UTC; About; Contact us; No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. SEC yield of Vanguard Growth Index is 0. 5% District of Columbia. ) for the top 100 companies that have paid a sustainable, increasing dividend In order to avoid potentially confusing people with the well-established 3 and 4 fund Boglehead portfolios, I thought it might be instructive to put forward an example 5 fund portfolio that ticks all the Bogleheads boxes. Vanguard's investment guidance. I would assume that that vast majority of that was driven by index shuffling due to the screens used to pick Dividend Appreciation stocks in a rapidly changing market. , VIGI - Vanguard International Dividend Appreciation vs. For the fund's qualified dividends to be qualified for you, you merely need to hold the fund for 61 days out of a 121 day interval. (VIGI): 66% https: Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. 4%+ of VIGI is Novo Nordisk, which is basically Europe's Nvidia right now, ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; (2) VIGI follows its index, (3) VIGI's holdings are now priced such that M* classifies the fund as being in large growth (4) but Vanguard uses a different classification that puts the fund in large blend. com website is their account history download into a . Re: VIGAX. Even with the bad capital gains event. In contrast to the Vanguard ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters One would hope for zero cap gains for all their stock ETFs. There have been posts on Bogleheads about 500 Index Funds that have had large (10% - 25%) cap gain distributions. In the past some bond ETFs have had negligible amount of cap gains. 25% purchase/redemption fee, and VIGI does not. Re: Dividend Appreciation Index. ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters You need to read the Wiki's, and a few good books (Bogleheads Investment Guide, Random Walk Down Wallstreet). But for somebody who understands that dividends come out of share price and are therefore essentially nothing more than a forced sale, and who prefers to withdraw from their portfolio by receiving dividends rather than selling shares, I see I'm 33 and interested in the VIGI and VYMI to up my international allocation a bit. Fund summary. 1. 96 VMVFX = 2 Morningstar stars PE of 16. But to be fair, if we compare back to 2017 inception, on a $10k initial investment, VIGI still had a few bucks less income than VXUS and VEA overall. This spreadsheet assumes you bought $10,000 of each fund on 12/31/2021, and then calculates the taxes based on how many dividends the fund For a fund like VIGI, it means selling most of your holdings and buying completely different funds. Only dividends - both qualified and non qualified coming from this portfolio - assume >$500k This is a follow on to excellent work done by triceratop here and here and followed up by someone else in 2018 that I could never find and my own creations for 2020 here and 2021 here. But an idea for a growth ETF for international is VIGI. tibbitts Posts: 26385 Joined: Tue Feb 27, 2007 11:50 pm. Retired in 2022 at the age of 46. Additionally, the dividend yield for VXUS (3. Jay Dee wrote: ↑ Sun Oct 31, 2021 1:12 pm I'm thinking about this and wanted some other opinions. But since you don't have that option, no it's not terrible. I chose VIGI because I like the screening process for the stocks, and the dividend yield is Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Step 1. Check out VIGI capital gain distributions this year. . If you have a more agnostic view, look at DIHP. I know that others (e. The VIGI Vanguard International Dividend Appreciation ETF through off a very large capital gain distribution at the end of last year after Vanguard decided to change the index the ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current VIGI, vanguard international dividend appreciation Vxus American funds europacific growth. triceratop Posts: 5838 Joined: Wed Aug 05, 2015 1:20 am Location: la la land. The portfolio is made up of high quality companies that are shareholder-friendly, have predictable and In fact vig/vigi outperform vti/vxus (maybe not with 2023 haven’t looked recently) Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and let compounding grow wealth. VIGI has higher foreign taxes but lower dividend yield and higher qualified dividend rate. The vanguard site indicates that there is an etf class VIGI but I don't know if they allow fee free conversion. Bogleheads on Investing. grabiner Advisory Board Posts: 36487 Joined: Wed Feb 21, 2007 4:58 am Location: Columbia, MD. Vanguard's investment philosophy is based on four simple principles: Define clear goals, Invest with balance and diversification, Minimize cost, and; Stay disciplined over the long term. For example, Capital Group's Emerging Markets Fund DWGFX only produced 1. I currently have my retirement fund in 30% Bond funds and 70% equity :10% international (VIGI) and 60% domestic divided 1/3 between growth funds ( VUG) and 2/3 between value (VYM) and 30% bonds. Would love to hear commentary on this choice. ETadvisor Posts: 328 Joined: Tue Jul 04, 2017 6:37 pm. 08%) is higher than VIGI (2. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and and VIGI for international. US Investors. Vanguard explains its investment guidance in separate articles: Looking at 2023 vs. 5 posts • Page 1 of 1. Tax Filing Status: Married Filing Jointly, Tax Rate: 25% Federal, 5% State State of Residence: IL Age: 47, Spouse 43, Kids 11,8,8 I've been reading the Bogleheads Guide to Investing, All About Asset Allocation and The Four Pillars of Investing. What's the catch with VIG - Vanguard Dividend Appreciation and VIGI - Vanguard International Appreciation? These low cost index funds have massively outperformed What are your thoughts on using VIGI (Vanguard International Dividend Appreciation) over VXUS (Vanguard Total International Stock)? I am considering allocating Yesterday I bought some Vanguard International Dividend Appreciation (VIGI) in a taxable account. 00% Emerging Mkts VWO Thoughts? Top. Bogleheads. And I also don't understand why there is this assumption that These are Vanguard's three broad international index funds. It has performed very differently than the other 2 funds you listed. org has no business using them. A lot of dividend income approaches seem to be antithetical to the "Boglehead philosophy". 15% vs 0. What is your ETF of choice that serves that purpose? Vanguard's VXUS seems like an obvious choice, but iShares IXUS appears very attractive as well (it received better US news ratings). Optimized the video viewing experience for VIGI fisheye camera. I am in the process of simplifying my portfolio and, given Bogleheads' recommendations, would like to use one fund for my international exposure. Source: Individual - Timeline of U. There is speculation in those posts on why, but you'd have to go dig up the annual reports to try to diagnose it better. I agree that VYMI probably comes closest, but I wanted to hear what other Bogleheads say. VEU - Vanguard FTSE All-World ex-US), it looks like VEU has done better over the last three years (VIGI is less than 5 years old). Thanks in advance. I'm interested in concentrating more into dividend paying ETFs or mutual funds and/or go into a "lazy" portfolio of Vanguard 3 or 4 funds. Remember, diversification is a powerful principle of the Boglehead philosophy to avoid over-concentration in any particular company/sector. Now, I was just informed by Vanguard that they no longer even have a dedicated Flagship phone number. Turnover comes with the territory on that fund and index. If you got VTI and then bought VBR in the amount of 10% of what you have in VTI, then you would have tilt to small value in the amount of 100%. It's like clean growth. 2. Spend some serious time exploring the arguments for and against "dividend oriented" investing. For example, both VIAAX and VIGI (the mutual fund Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify and and it shows it split up evenly (6k in Roth to VTIAX, and the other 12k to VTI and VIGI), however when i look at my portfolio balance it shows 9,000 in short term reserves of VMFXX. I've taken an opportunity to tax-loss harvest in It's a rare event, but there are potential triggers. I use Vanguard Indices but I don't use Total stock and Bond funds. The hosts have claimed several times that ETFs never distribute a capital gain (due their unique structure) and this is one advantage to investing in ETFs over a traditional mutual fund. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and I expect that AVIV will do a better job at capturing the value factor, as I trust Avantis more than iShares to manage the factors. Hi Bogleheads! I'm wondering if my taxable account is the wisest place to hold VEA. Post by stan1 » Sun Apr 19, 2020 1:15 am. From Bogleheads. Foreign Large Caps Leaning VEU over VXUS and VIGI. I would prefer simplicity as well. absolute zero Posts: 1262 Joined: Thu Dec 29, 2016 9:59 pm. Have a question about your personal investments? No matter how simple or complex, you can ask it here. 6. VIGI is another ETF that has caught my eye. Vanguard is very clear about that; in the tool you used to get that list, they are mutually exclusive categories. 31%. Re: 2 tips funds that seems to make sense to get a moderate duration. https: ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) Community; ↳ Personal Consumer Issues; ↳ Local Chapters and Bogleheads Community; ↳ US Chapters; Bogleheads. Episode 77: Aswath Damodaran, the Dean of Equity Valuation from the Stern School of Business, host Rick Ferri December 19, 2024; Episode 76: Meir Statman talks about his new book, A Wealth of Well-Being, host Rick Ferri November 29, 2024; Episode 75: Jason Zweig talks about his life, career, books, and Benjamin Graham, host VIGI (Vanguard International Dividend Appreciation Index ETF) has only a 0. Treasury Auctions January 16: . January 13: . But this is still up in the air; it takes time for factor exposures to stabilize, and AVIV is so new that it doesn't have factor data yet on ETF. You are missing most of the basics, and are not yet ready to start investing. Most people don’t beat the market consistently. Investing - Theory, News & General. If you just want that stylebox: VIGI. It is not actively managed, Or we can just pull from the Boglehead's philosophy in the wiki: "Use index funds when possible" Or the many quotes from Bogle himself: ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters I know this isn't the Boglehead position but I really feel Bogleheads sound just silly and cult-like in their refusal to see the obvious benefits of dividends. Emergency funds: 65k in cash Debt: $0 debt, Own Home With $400K equity. ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters VIGI or EFA + IEMG. If you must get into internationals take a look at VIGI. I know that VIGI has a lower SD but I like the additional diversification of the VEU portfolio. That is moderately aggressive. Most people recommend VXUS. Another explanation might be that M*'s and Vanguard's classification are for different dates. You might also add Vanguard Emerging Markets Index Fund if you hold Developed Markets Index (or a non-Vanguard international nyclon wrote: ↑ Mon Jan 24, 2022 8:05 pm Question for folks - is the following portfolio a reasonable reconstruction if I like the performance of the wellington funds (VWELX) but want to invest in a taxable account? Let's assume no W2 income for the purpose of tax returns. org. So even if there was a situation in which they were forced to distribute capital gains, there would be no advantage to holding VTI over VTSAX in this respect, or vice versa. Regarding VTG+VIGI, it looks like growth has been better without contributions, but income has mostly been significantly less in the past 7 years (other than 2021). guppyguy Posts: 555 ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library VXUS, VIGI and newer schy. ) Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. If you are interested in examining the portfolio construction and past performance of the newly created Vanguard International Dividend Appreciation (VIGI), you can look at PowerShares International Dividend Achievers Portfolio (PID), which, I believe, is comprised of the same index, the NASDAQ International Dividend Achievers Index . This article contains details specific to non-US investors. 30% Bonds -BND 70% Equities (50% -VOO/ 25% - VTI / 25% - VONG) I’m 48 and am going to retire in 8-9 years (have a pension) not using the above if at all for 15-20 years and then maybe only interest or 4-5%. As far as I know, Vanguard funds that have ETF and mutual fund share classes have identical capital gain distributions between share classes. ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; If this is correct, would a Vanguard investor want to avoid investing in International Dividend Appreciation (VIGI) in a Roth IRA, given the high percentage of foreign taxes paid? Given that no 1099-DIV is generated for IRAs, how would a Vanguard investor use the information from the page linked below to determine how much has been lost to foreign taxes paid? ↑ For a summary determining qualified dividend holding periods, refer to: Fidelity: Qualified Dividends. Only two times in the past has a Vanguard stock ETF distributed capital gains (VSS & VIGI). org has no nisiprius wrote: ↑ Sat Aug 26, 2023 12:46 am If they are actively managed funds, then they are not index funds. The Vanguard Group was founded on September 24, 1974 by its first Chairman, John Bogle. 2%), so holding a 50/50 split between the two would be better for tax purposes in my taxable brokerage account. As a "growth" fund I would expect VWILX to have lower dividends in general. Would you recommend I do VXUS, VIGI, or just do a split between the two? I am in my early I believe you are confusing with VIGI, which recently changed indexes it tracks, but does focus on stocks with a history of raising dividends. On the other hand, it is assumed that every I am sure I could do so: in fact I may work this into a Bogleheads' wiki page since it seems like something people are interested in. +1 would find this very useful. djheini Posts: 273 Joined: Fri Jul 29, 2016 10:53 pm ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a Might be helpful in this thread as well. Most boglehead that do not like dividends do so because choosing to go after dividends are going against the premise that Bogle states, don’t try to beat the market. Why confuse people? Investing is hard enough, without confusing people. Dividend Appreciation Index has both US (VIG/VDADX) and international (VIGI/VIAAX) funds/ETFs. EX-US: VIGI or IGRO Disclaimer: I am long VIG. sailor266 wrote: ↑ Wed Nov 15, 2023 5:50 pm It appears to me, a longtime Flagship member that Vanguard now has decided to no longer provide a dedicated account rep, then we were informed that a group of dedicated reps would be able to assist Flagship Customers. Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; kinda reminds me of Fidelity selling both Freedom Funds and Freedom Index funds and we've seen many people on bogleheads not know the difference in advance. Focus on understanding account types (taxable, tax-deferred, tax-free), tax-efficient asset allocation, asset allocation in general, DCA'ing vs lump-sum, Mutual Fund vs. 96. Just looking here on Bogleheads where market cap weighting is more popular than just about any other finance forum, and even here it seems like 90% of people have extreme home bias. ↳ Spain - Bogleheads® España; ↳ Spain; ↳ United Arab Emirates; Wiki; ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Community; ↳ Personal Consumer Issues; ↳ Bogleheads Community and Local Chapters; ↳ US Chapters Bogleheads. They can't force you to open a brokerage account with them. VIGI offers investors a low cost way to invest in international dividend growth companies. csv file. Download; Published Date: 2024-07-15 : Language: Multi-language : File Size: 92. I bought VIGI as a portfolio diversifier awhile back as is recommended to hold international stocks. VIG is basically just VTV with some Large Growth stocks Vanguard International Dividend Appreciation ETF (VIGI), which carries a Morningstar Analyst Rating of Silver, expects to pay out a capital gains distribution of more If you really wanted to compare against VT, then you should have a 60-40 mix of VIG and VIGI (the international equivalent of VIG) ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) Just from the numbers it appears VIGI is the winner in taxable by a significant amount due to low dividend yield. ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. JoMoney Posts: 16260 ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library I've been a follower of Vanguard and Jack Bogle for years. 48%. The reason I'm asking is because VEA seems to be throwing off more dividends than I expected and of From Bogleheads. Should these be held in my taxable or Roth? ↳ The Bogleheads® Wiki: a collaborative work of the Bogleheads community; ↳ Canada - finiki (wiki) ↳ Wiki and Reference Library (non-current archive) VIGI = Vanguard International Dividend Appreciation ETF (international) Top. Not sure what the best TLH option is but I did run into iShares International Dividend Growth ETF (IGRO) as a possibility. This was due to a transfer of assets into the US in 2021. Quick links. Triple digit golfer Posts: 10621 Joined: Mon May 18, 2009 10:57 pm. VIGI has 16% in Emerging Markets and 11% in Bonds. They both have similar performance but VIGI technically VIGI has 293 stocks compared to 7526 stocks in VXUS so it is significantly less diversified even if it covers multiple industries. I do mostly agree with the Bogleheads philosophy of total market for the US, b/c they are efficient, So VIGI (International Dividend Appreciation ETF) from Vanguard doesn't show a distribution yield. The Vanguard LifeStrategy funds are lifecycle offerings, providing investors with a variety of highly diversified all-in-one portfolios. kqpmaqf aaiam tcckcq yunlpsj ynwlg putfaa axe zmv vuopw earu